Please visit our site for latest Cash Back rates, prices, offers and participating merchants. Changes to Cash Back rates and In-Store Cash Back rates, prices, participating merchants and offers can be made at any time without prior notice. Restrictions may apply. In-Store Cash Back offers valid at participating US stores only. Purchases are subject to applicable store policies and restrictions. In-Store Cash Back offers are not valid for online orders or vice versa. To earn In-Store Cash Back you must link the In-Store Cash Back offer to your credit or debit card connected to your Rakuten account and pay with the linked card. Debit card purchases must be processed as signature, i.e., credit transactions, in order to be eligible for Cash Back. In-Store Cash Back offers are valid for 1 transaction and must be relinked for each following transaction in order to earn Cash Back. See complete Terms & Conditions. 1*Earn 4% Cash Back on eligible Rakuten purchases (online & in-store), up to $7,000 in a calendar year, then 1% Cash Back on eligible Rakuten purchases after reaching the $7,000 cap. Subject to eligibility. See Card Rewards Terms & Conditions and Credit Program Cardholder Agreement for more details. The Rakuten American Express® Card is issued by First Electronic Bank, pursuant to a license from American Express. American Express is a registered trademark of American Express. The Rakuten American Express® Card is powered by Imprint Payments, Inc. 2A Qualified Referral must make a Qualifying Purchase(s) within 90 days of signing up. You and your Referee must be located in the 50 United States or District of Columbia to qualify. Offer may be modified or cancelled anytime. See Referral Bonus Terms
