Kogan home & motor insurance is promoted and distributed by Kogan Australia Pty Limited (ABN 53 152 570 351, AR 1256858) which arranges this insurance as an agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation, or needs. Policy terms, conditions, limits, and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available online. The relevant Target Market Determination is available 1300 034 888 or from
koganinsurance.com.au/useful-docs/
. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Full details of the commission are set out in the Financial Services Guide. Ask us for more details before we provide you with services.
¤The offer is for one (1) Bonus Kogan 10.2" Wireless Touchscreen Car Display with Apple CarPlay and Android Auto which will be issued for each new Comprehensive Motor Insurance policy quoted and bought online through Kogan Insurance between 1 June 2026 and 30 June 2026, which will be mailed to the home address provided by the Eligible Customer when purchasing the Relevant Policy, and is supplied by Kogan.com ABN 53 152 570 351 (“Offer”). Kogan may withdraw or amend this offer at any time without notice.
See full T&Cs here.
§The offer is for one (1) Bonus Kogan Espresso Touch Coffee Machine with Grinder which will be issued for each new Home (including building cover) or Landlord Insurance policy quoted and bought online through Kogan Insurance between 1 June 2026 and 30 June 2026, which will be mailed to the home address provided by the Eligible Customer when purchasing the Relevant Policy, and is supplied by Kogan.com ABN 53 152 570 351 (“Offer”). Kogan may withdraw or amend this offer at any time without notice.
See full T&Cs here.
772 Hour exclusion period – We may not provide cover for any loss of or damage to your property caused by cyclone, flood, flood water combined with run-off and/or rainwater, grassfires and bushfires during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to PDS for when exclusion periods apply.
2Combined Discount – a discount of up to 10% is applied to your premium when you combine Buildings and Contents on one Home and Contents Insurance policy, including the optional covers (if selected): Motor Burnout and Accidental Damage cover. The combined discount doesn’t apply to any flood component of the premium (where covered) or to the optional cover Portable contents (if selected). Minimum premiums may apply.
4Minimum Premiums – Where discounts are applied, your premium is subject to rounding. If more than one discount applies, they’re applied in a predetermined order, so the later discounts apply to the amount already reduced by the earlier discounts instead of the total amount. Discounts do not apply to government taxes and charges. Most discounts won’t apply below the minimum amount payable for the policy.
