*Instalment Plan offers are subject to eligibility criteria and only available when your Account is and remains in good standing (for example your Account is not in default, suspended, or closed). The general terms for Instalment Plans are included in your Kogan Money Credit Cards Terms and Conditions and Other Important Information
under the heading “Instalment Plans, Balance Transfers and Special Promotions”. You are required to be a Kogan.com Account Holder, be the primary cardholder of a Kogan Money Credit Card (‘eligible card’), link your eligible card with Kogan.com and agree to the monthly instalment, Instalment Plan term, interest rate and any applicable Instalment Fee, before you are able to pay for eligible purchases using an Instalment Plan at Kogan.com. Minimum spend of $50 applies. Instalment Plan offers are not available on purchases of Kogan.com eGift cards or in conjunction with any other promotional Retail Purchase Annual Percentage Rate offer on an eligible card. Instalment Plan offers will display for eligible purchases at the Kogan.com checkout. Eligible purchases that are also an “Eligible
Transaction” as defined in the Kogan Money Credit Cards Rewards Terms and Conditions will earn Rewards Points. You may only link one credit card to your Kogan.com account at any time. By linking your eligible card at Kogan.com, you also agree to the Terms and Conditions for Shop with Points at Kogan.com and to save your card details to your Kogan.com account. Any information submitted via Kogan.com is held in accordance with the Kogan Australia Pty Ltd (Kogan) privacy policy. You may unlink your card at anytime. Your Instalment Plan uses part of your existing Credit Limit on your eligible card. Your Instalment Plan will be shown on your monthly credit card statement in the ‘Instalment Plan Summary’ section in the ‘Your Balance and Interest Breakdown’ section of the statement. The Initial
Interest Charge or Instalment Fee (whichever is applicable) will be charged on the first statement after the Instalment Plan is set up and will be included in the Minimum Payment Due. Your monthly instalment will be included in the Minimum Payment Due on each subsequent statement until your Instalment Plan is repaid. As you pay off your Instalment Plan, the amount you pay off will become available for you to use again as part of your Credit Limit and will incur interest at the standard Annual Percentage Rates applicable to your Account. If you don’t pay an instalment amount by the due date, you’ll be charged interest on the Overdue Instalment Amount at the Retail Purchase Annual Percentage Rate. The interest charged will be added to the Minimum Payment Due on your next statement. The
Kogan Money Credit Cards Terms and Conditions explain the meaning of Overdue Instalment Amount and how interest is calculated and charged on this amount. We may also cancel the Instalment Plan if you are overdue, in which case, any outstanding balance of the plan will revert to the Retail Purchase Annual Percentage Rate. We will tell you if an Instalment Plan amount is overdue before we cancel the Instalment Plan.
~Kogan Mobile’s MEDIUM 365 Day Offer is valid for new and existing Kogan Mobile customers. Personal use only. Offer available on Kogan Mobile Prepaid MEDIUM 365-day plans & MEDIUM FLEX 365-day plans, including recharges, purchased before 11:59PM AEDT 21/12/2025 unless sold out prior or extended. Offer does not apply to subsequent recharges. Not available for commercial or resale purposes. Offer cannot be used in conjunction with any other promotional offers. Not transferable and not redeemable for cash. The unique Kogan Mobile voucher must be redeemed by 11:59PM AEDT on 31/01/2026.
